citi diamond preferred card

Your Rating: 4.3/5.0 from 1,060 Offer Ratings Over the Past 60 Days! For example, 60,000 points are worth $750 toward travel. 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. Enjoy the flexibility of paying your full balance or just the minimum payment due each month. Q: What is the Citi Diamond Preferred Card? Additionally, you’ll have 18 months to make new purchases at 0% APR. The Citi Diamond Preferred card has a 18-month 0% APR promotion for purchases and balance transfers. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, Compare Citi Diamond Preferred With Other Cards, Blue Cash Everyday Card from American Express, Ink Business Preferred Credit Card Review, Platinum Card From American Express Review, A Forbes Guide To Choosing A Cash Back Credit Card, How To Make A Balance Transfer Card Work For You, What Credit Card Delinquency Is—And How To Avoid It, How To Budget Better With Credit Cards In 2020, Very long intro APR offer for balance transfers, Special event access through Citi Entertainment®. Transfer high-rate balances with the Citi ® Diamond Preferred ® card and take advantage of one of our longest-lasting 0% intro APRs on balance transfers with no annual fee. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. A: The Citi Diamond Preferred Card is a balance transfer credit card that charges 0% APR for 18 months on balances transferred within … This exceeds the industry standard of 12 to 15 months. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The Citi Diamond Preferred credit limit is $500 or more, depending on each applicant’s creditworthiness. Transfer high-rate balances with the Citi® Diamond Preferred® card and take advantage of one of our longest-lasting 0% intro APRs on balance transfers with no annual fee. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. The introductory 0% APR rate for the Citi® Diamond Preferred® Card is valid for 18 months, giving you a decent amount of time to pay off debt interest-free. However, the best card for you comes … Choose to pay your bill on any available due date in the beginning, middle or end of the month. The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. The Citi® Diamond Preferred® Card could be perfect for someone who needs a balance transfer card, but it lacks a lot of long-term … Benefits, fees, terms, and offers mentioned in reviews may change over time. As an example, a $10,000 balance transfer would incur a steep $300 fee. Toni Perkins-Southam is a points and miles enthusiast who has been leveraging credit card rewards programs to travel around the world, for nearly free, with her husband and their four young children. The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi … The standard variable APR for purchases is 14.74% to 24.74%, based on your creditworthiness. 0% APR on purchases for the first 18 months after account opening, variable APR thereafter. A 3% of each balance transfer; $5 minimum will apply. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Nonetheless, the Citi® Diamond Preferred® Card still offers value, since the promotional period is significantly longer than that of the other cards. Plus earn up to $50 in statement credits towards grocery store purchases. Our ratings take into account the card’s rewards, fees, rates along with the card’s category. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Best Personal Loans For Debt Consolidation. The Diamond Preferred card is right near the top of that pile. Minimum interest charge – $0.50. … While many other credit cards offer 0% APR on balance transfers, the promotional period typically ranges from 12 to 15 months. You might be using an unsupported or outdated browser. You're completely protected against unauthorized charges on your account. The Amex Cash Magnet card’s 0% promotional APR period is 15 months for purchases (followed by the standard APR of 13.99%-23.99% Variable), as compared to only 18 months for the Citi Diamond Preferred. Citi Diamond Preferred is a good balance transfer card for people with good credit or better who need a long time to pay off their balance. That site may have a privacy policy different from Citi and may provide less security than this Citi site. All Rights Reserved. 24/7 Customer Service Identity theft can happen to anyone. When these rates expire, a variable APR will apply, based on your creditworthiness. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com. Balance Transfer Fee: Either … To view rates and fees of the Blue Cash Everyday® Card from American Express, please visit this page. Finally, it gives 1.5% cash back on purchases, providing a significant advantage over the Citi® Diamond Preferred® Card. Also, the 0% APR on purchases for the first 18 months ( 14.74% – 24.74% variable thereafter) and absence of an annual fee can help offset the high balance transfer fee. The Citi® Diamond Preferred® Card credit limit starts at $500 and can range over $10,000 for the most creditworthy borrowers. Do you want to go to the third party site? To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. For these special circumstances, a balance transfer card could be a helpful, cost-effective tool, especially when the original debt is on a high-APR card. New cardholders are eligible for the Yes, variable APR applies thereafter. Credit Score ranges are based on FICO® credit scoring. Private Browsing is currently turned on. and its affiliates in the United States and its territories. Where Is My Stimulus Check? The Citi® Diamond Preferred® Card offers no such rewards or earnings. $0 Liability on Unauthorized Charges Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Citi's online banking services, credit cards, home & personal loans, and investments Sign On. Just tap your card on the payment reader and go in seconds. Alerts keep you informed and stress-free. Citi Diamond Preferred: Ultra-long 0% Intro APR Period on Balance Transfers The Citi Diamond Preferred can help make a dent in your debt, but because the card doesn't earn rewards, it … At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. The Citi Diamond Preferred Card is currently offering a 0 percent introductory APR on both balance transfers and purchases for your first 18 months as a cardmember (14.74 percent to … 0% Intro APR for 18 months on purchases from date of … Includes eligible pick-up and delivery services. The Citi Diamond Preferred, however, offers a 18-month interest-free period, one of the most generous in the business. Everything To Know About Cashier’s Checks, Best Investment Apps For Managing Portfolios, The 5 Best Round-Up Apps For Saving Money. There’s a 3% (minimum $5) balance transfer fee, which is … Citi is not responsible for the products, services or facilities provided and/or owned by other companies. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following. Together, Toni and her kids have spent the last 4 summers living in Europe, Central and South America and have encountered countless adventures throughout their travels. Check out these popular alternatives: Forbes adheres to strict editorial integrity standards. Subject to credit approval. That’s $750 when you redeem through Chase Ultimate Rewards®. We recommend A 3% of each balance transfer; $5 minimum will apply. This is just one scoring method and a credit card issuer may use another method when considering your application. This product may change over time write … the Citi® Diamond Preferred® card is the 18-month 0 % offer! Since the promotional period typically ranges from 12 to 15 months browser for a online. Charges you 're completely protected against Unauthorized Charges you 're completely protected against Charges! Ultimate Rewards® go in seconds is not responsible for a charge that you dependable... Your eligibility for a better online banking experience and how digital Wallets Wallets... Advantage of the other cards a better online banking experience simple, creative and responsible ratings over the 60! 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